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Overview of our offered Checking accounts

Checking Accounts

Account Overview

Check Order Fee

Monthly Maintenance Fee

Balance to Waive Fee (Min Avg Daily Balance)

Monthly Activity Fee

Earn Interest* (Min Daily Balance Required)

Paper Statement Fee

Checking Accounts

Flagstaff

Account Overview

Keep it simple
The basic checking account provides you with easy account access and an option to waive the monthly maintenance fee.

Check Order Fee

Complimentary first order of standard checks

Monthly Maintenance Fee

$10

Balance to Waive Fee (Min Avg Daily Balance)

$5,000

Monthly Activity Fee

Unlimited transactions

Earn Interest* (Min Daily Balance Required)

N/A

Paper Statement Fee

$5 per month

Checking Accounts

Longs Peak Interest

Account Overview

Built for clients who maintain higher balances
Maximize your earning potential with a competitive interest rate.

Check Order Fee

Standard Pricing

Monthly Maintenance Fee

$10

Balance to Waive Fee (Min Avg Daily Balance)

$7,500

Monthly Activity Fee

Unlimited transactions

Earn Interest* (Min Daily Balance Required)

$7,500 or greater

Paper Statement Fee

$5 per month

Checking Accounts

Summit Senior, 65+

Account Overview

Value rich account for those 65+
Specially designed with no monthly maintenance fee and complimentary checks.

Check Order Fee

Complimentary personalized checks (single copy bank stock)

Monthly Maintenance Fee

N/A

Balance to Waive Fee (Min Avg Daily Balance)

N/A

Monthly Activity Fee

Unlimited transactions

Earn Interest* (Min Daily Balance Required)

All balances over $0

Paper Statement Fee

N/A

Overview of our offered Savings accounts

Savings Accounts

Account Overview

Opening Deposit

Monthly Maintenance Fee

Balance to Waive Fee (Min Avg Daily Balance)

Withdrawals Per Month

Earn Interest* (Min Daily Balance Required)

Paper Statement Fee

Savings Accounts

Personal Money Market

Account Overview

For the seasoned saver
This account is designed for those building or securing a nest egg.

Opening Deposit

$0

Monthly Maintenance Fee

$10 per month

Balance to Waive Fee (Min Avg Daily Balance)

$10,000

Withdrawals Per Month

$5 per item over 10 per month

Earn Interest* (Min Daily Balance Required)

**Tiered starting at $10,000 or greater

Paper Statement Fee

$5 per month

Savings Accounts

Bear Peak

Account Overview

Maximum benefits
Basic savings account with a competitive interest rate that provides easy access to transfer funds to and from other accounts.

Opening Deposit

$0

Monthly Maintenance Fee

$10 per quarter

Balance to Waive Fee (Min Avg Daily Balance)

$1,000

Withdrawals Per Month

$1 per item over 10 per quarter

Earn Interest* (Min Daily Balance Required)

$1,000 or greater

Paper Statement Fee

$5 per quarter

Savings Accounts

Certificates of Deposit***

Account Overview

Multiple term options for more flexibility and earning potential
Designed for those looking for more yield from short and long-term deposits.

Opening Deposit

$10,000

Monthly Maintenance Fee

N/A

Balance to Waive Fee (Min Avg Daily Balance)

N/A

Withdrawals Per Month

Substantial penalty for early withdrawal

Earn Interest* (Min Daily Balance Required)

$10,000 or greater

Paper Statement Fee

N/A

Additional terms and conditions may apply. Account terms and conditions may be amended at any time. Fees may reduce earnings on interest bearing accounts. Accounts may be closed if the account remains at a zero balance for 90 days.
*Minimum Daily balance required to earn stated APY. APY = Annual Percentage Yield. Interest rate and APY may change at any time at the Bank's discretion (non-CD accounts).
**The Personal Money Market Account requires a minimum daily balance of $10,000 or greater to earn the stated APY. Tiered rate structure based on the following tiers: $10,000-49,999; $50,000 - $99,999; $100,000 - $199,999; $200,000 - $499,999; $5000,000 - $999,999; $1,000,000 and greater.
***CD terms or 3, 6, 12,18 and 24 months available. Please contact a relationship banker for current rates and additional account terms and conditions.

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