Skip Navigation
Federal Deposit Insurance Corporation Logo
Federal Deposit Insurance Corporation Logo

Open an Account

Enter the information
to begin your application

We're partnering with CLEAR® to make your experience with Tioga-Franklin Savings Bank easier and more secure. Simply verify your identity with CLEAR and snap a selfie to confirm you are you.

Where The Future Of Banking Is You!

Promotion
6-Month CD
Certificate of Deposit with pen and paper
  • Annual Percentage Yield (APY) 3.50%
  • Minimum to open $10,000.00
  • New Money (funds not on deposit at TFSB)
  • Early withdrawal penalties may apply
Promotion
Royal Blue Savings
person holding lightbulb and putting coins in piggy bank
  • Annual Percentage Yield (APY) 2.00% for the first six (6) months
  • Available with a Royal Blue Checking
  • Minimum to open $100.00
  • New Money (funds not on deposit at TFSB)
  • No monthly fee
Promotion
8-Month CD
Certificate of Deposit with pen and paper
  • Annual Percentage Yield (APY) 3.25%
  • Minimum to open $10,000.00
  • New Money (funds not on deposit at TFSB)
  • Early withdrawal penalties may apply
man giving thumbs-up and pen writing on check
Royal Blue Checking
  • Minimum opening deposit $25
  • No minimum balance requirement
  • No monthly service fees
  • Unlimited check writing
  • Free eStatements1
  • Free Online Banking
  • Free Mobile Banking
  • Free Mastercard Debit Card

 

  1. Paper statement available at $3.00 per statement monthly or quarterly.
group of people giving thumbs-up
Gold Checking
  • Minimum opening deposit $100
  • Tiered interest Rate1
  • Unlimited Check writing
  • Free eStatements2
  • Free Online Banking
  • Free Mobile Banking
  • Free Mastercard Debit card

 

  1. See our rate schedule for interest information
  2. Paper statement available at $3.00 per statement monthly or quarterly
woman working at desk
Business Checking
  • Minimum opening deposit $100
  • No Minimum service fees
  • Unlimited Check writing
  • Free eStatements1
  • Free Online Banking
  • Free Mobile Banking
  • Free Mastercard Debit card

 

  1. Paper statement available at $3.00 per statement monthly or quarterly.
person holding lightbulb and putting coins in piggy bank
Royal Blue Savings
  • Minimum opening deposit $100
  • Earns interest1
  • No minimum balance requirement
  • No monthly service fees
  • Free eStatements2
  • Free Online Banking
  • Free Mobile Banking

 

  1. See our rate schedule for interest information
  2. Paper statement available at $3.00 per statement monthly or quarterly.
two people shaking hands
Money Market
  • Minimum opening deposit $100
  • Tiered rate1
  • No minimum balance requirement
  • Withdrawal limitations apply2
  • No monthly service fees
  • Free eStatements3

 

  1. See our rate schedule for interest information
  2. Can only have 6 withdrawals per month (Checks, Online and Phone)
  3. Paper statement available at $3.00 per statement monthly or quarterly.
two people shaking hands
Business Money Market
  • Minimum opening deposit $100
  • Minimum balance required to earn interest1
  • No minimum balance requirement
  • Withdrawal limitations apply2
  • No monthly service fees
  • Free eStatements3
  • Free Online Banking
  • Free Mobile Banking

 

  1. Minimum balance of $1000.00 required to earn APY.
  2. Can only have 6 withdrawals per month (Checks, Online and Phone)
  3. Paper statement available at $3.00 per statement monthly or quarterly.
USA Currency
Certificate of Deposit (CD)
  • $500 minimum to open
  • Competitive interest Rates
  • Variety of terms
  • Lock in your rate
  • Early withdrawal penalties may apply

 

© 2026 Tioga-Franklin Savings Bank

Privacy Policy | CLEAR® Privacy Policy

Equal Housing Lender Logo
Back to Top