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To begin your new account application,
enter the information below.

By clicking “CONTINUE” you authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to Farmers & Merchants State Bank or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. See our Privacy Policy to see how we treat your data.

 

Free-N-Easy

  • No Minimum Balance
  • No Monthly Fees
  • Do Not Receive Cancelled Checks
  • Requires a Deposit of $50.00 to Open the Account
  • A $5.00 Dormancy Fee will apply if the account has had no transactions for 12 months

Senior Free-N-Easy

  • No Minimum Balance
  • No Monthly Fees
  • Do Not Receive Cancelled Checks
  • Free Senior Checks
  • $6.00 Discount on Safe Deposit Box
  • Free Money Orders
  • Requires a Deposit of $50.00 to Open the Account
  • A $5.00 Dormancy Fee will apply if the account has had no transactions for 12 months

Classic Interest Checking

  • $800.00 Minimum Balance
  • $8.00 Fee Will Apply if Account is below minimum balance
  • Receive Copy of Cancelled Checks
  • Receive Interest Based on Tiers
  • Requires a Deposit of $800.00 to Open the Account
  • A $5.00 Dormancy Fee will apply if the account has had no transactions for 12 months

Classic Savings

  • No transaction limitations
  • Requires a Deposit of $50.00 to Open the Account
  • Receive Interest Based on Tiers
  • A $5.00 Dormancy Fee will apply if the account falls below $25.00 and has had no transactions for 24 months

Classic Checking 

  • $300.00 Minimum Balance
  • $3.00 Fee Will Apply if Account is below minimum balance
  • Receive Copy of Cancelled Checks
  • Requires a Deposit of $300.00 to Open the Account
  • A $5.00 Dormancy Fee will apply if the account has had no transactions for 12 months months

Senior Classic

  • No Minimum Balance
  • No Monthly Fees
  • Receive Copy of Cancelled Checks
  • Free Senior Checks
  • $6.00 Discount on Safe Deposit Box
  • Free Money Orders
  • Requires a Deposit of $50.00 to Open the Account
  • A $5.00 Dormancy Fee will apply if the account has had no transactions for 12 months

Money Market

  • Check Writing Capabilities
  • Can Only Have 6 Withdrawals Per Month (Checks, Online and Phone)
  • In person transactions are unlimited
  • Receive Interest Based on Tiers
  • Requires a Deposit of $2,500.00 to Open the Account

 

 

 

 

 

 

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