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Open an Account

To begin your new account application,
enter the information below.

We're partnering with CLEAR® to make your experience with Farmers & Merchants State Bank easier and more secure. Simply verify your identity with CLEAR and snap a selfie to confirm you are you.

 

Free-N-Easy

  • No Minimum Balance
  • No Monthly Fees
  • Do Not Receive Cancelled Checks
  • Requires a Deposit of $50.00 to Open the Account
  • A $5.00 Dormancy Fee will apply if the account has had no transactions for 12 months

Senior Free-N-Easy

  • No Minimum Balance
  • No Monthly Fees
  • Do Not Receive Cancelled Checks
  • Free Senior Checks
  • $6.00 Discount on Safe Deposit Box
  • Free Money Orders
  • Requires a Deposit of $50.00 to Open the Account
  • A $5.00 Dormancy Fee will apply if the account has had no transactions for 12 months

Classic Interest Checking

  • $800.00 Minimum Balance
  • $8.00 Fee Will Apply if Account is below minimum balance
  • Receive Copy of Cancelled Checks
  • Receive Interest Based on Tiers
  • Requires a Deposit of $800.00 to Open the Account
  • A $5.00 Dormancy Fee will apply if the account has had no transactions for 12 months

Classic Savings

  • No transaction limitations
  • Requires a Deposit of $50.00 to Open the Account
  • Receive Interest Based on Tiers
  • A $5.00 Dormancy Fee will apply if the account falls below $25.00 and has had no transactions for 24 months

Classic Checking 

  • $300.00 Minimum Balance
  • $3.00 Fee Will Apply if Account is below minimum balance
  • Receive Copy of Cancelled Checks
  • Requires a Deposit of $300.00 to Open the Account
  • A $5.00 Dormancy Fee will apply if the account has had no transactions for 12 months months

Senior Classic

  • No Minimum Balance
  • No Monthly Fees
  • Receive Copy of Cancelled Checks
  • Free Senior Checks
  • $6.00 Discount on Safe Deposit Box
  • Free Money Orders
  • Requires a Deposit of $50.00 to Open the Account
  • A $5.00 Dormancy Fee will apply if the account has had no transactions for 12 months

Money Market

  • Check Writing Capabilities
  • Can Only Have 6 Withdrawals Per Month (Checks, Online and Phone)
  • In person transactions are unlimited
  • Receive Interest Based on Tiers
  • Requires a Deposit of $2,500.00 to Open the Account

 

 

 

 

 

 

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