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Free Checking

Requirements

  • Minimum deposit to open: $100

Features

  • No monthly service charge

  • Free ATM/debit card

  • Free ATM withdrawals at Tejas Bank ATM

  • Unlimited check writing

  • Free imageless monthly statement

  • Free phone inquiries and transfers

  • Free online banking with bill pay

  • Free first box of checks

Consumer

We offer the following types of personal loans:

  • Vehicle and motorcycle loans
  • Recreational vehicle (RV) loans
  • Boat loans
  • Savings/CD-secured loans
  • Debt-consolidation loans
  • Unsecured loans

Gold Star Club Checking

Requirements

  • Minimum deposit to open: $100

Features

  • Low monthly service fee
  • Free MasterCard® ATM/debit card
  • Unlimited check-writing
  • Six free official checks per month
  • Monthly statement with check images
  • Free phone inquiries and transfers
  • Free online banking and bill pay
  • $10,000 in 24-hour accidental death or dismemberment trip insurance and $200,000 in common carrier coverage (death or dismemberment while traveling on any form of public transportation)*
  • Free and reduced-rate checks
  • * For those age 70+, this feature is revised to $5,000 in 24-hour accidental death or dismemberment trip insurance and $100,000 in common carrier coverage.

EZ Access Checking

Requirements

  • Minimum deposit to open: $100

Features

  • No monthly service charge
  • Free ATM/debit card
  • Free ATM withdrawals at Tejas Bank ATM
  • No checks issued (ATM only)
  • Free monthly statement
  • Free phone inquiries and transfers
  • Free online banking

Gold Star Senior Checking

Requirements

  • Minimum deposit to open: $100

Features

  • Low monthly service fee
  • Free MasterCard® ATM/debit card
  • Unlimited check-writing
  • Six free official checks per month
  • Monthly statement with check images
  • Free phone inquiries and transfers
  • Free online banking and bill pay
  • ***************** in 24-hour accidental death or dismemberment trip insurance and $200,000 in common carrier coverage (death or dismemberment while traveling on any form of public transportation)*
  • Free and reduced-rate checks
  • * For those age 70+, this feature is revised to $5,000 in 24-hour accidental death or dismemberment trip insurance and $100,000 in common carrier coverage.

Money Market

Requirements

  • Minimum deposit to open: $2500

Features

  • No monthly service fee with a minimum daily balance of $1,000
  • Six free withdrawals per month
  • Monthly statements with check images
  • Free phone inquiries and transfers
  • Free online banking and bill pay

Checking Plus Interest

Requirements

  • Minimum deposit to open: $2500

Features

  • No monthly service charge with minimum balance of $2,500
  • Free ATM/debit card
  • Free ATM withdrawals at Tejas Bank ATM
  • Unlimited check writing
  • Monthly statement contains images
  • Free phone inquiries and transfers
  • Free online banking with bill pay

Gold Star Family Checking

Requirements

  • Minimum deposit to open: $100

Features

  • Low monthly service fee**********************
  • Free MasterCard® ATM/debit card
  • Unlimited check-writing
  • Six free official checks per month
  • Monthly statement with check images
  • Free phone inquiries and transfers
  • Free online banking and bill pay
  • $10,000 in 24-hour accidental death or dismemberment trip insurance and $200,000 in common carrier coverage (death or dismemberment while traveling on any form of public transportation)*
  • Free and reduced-rate checks
  • * For those age 70+, this feature is revised to $5,000 in 24-hour accidental death or dismemberment trip insurance and $100,000 in common carrier coverage.
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